Who can Join?
Any citizen of India, whether resident or non-resident, subject to the following conditions:
  • Individuals who are aged between 18 – 65 years as on the date of submission of his/her application to the POP/ POP-SP.
  • The citizens can join NPS either as individuals or as an employee-employer group(s) (corporates) subject to submission of all required information and Know your customer (KYC) documentation.
Who cannot Join?
  • Undischarged Insolvent: Individuals who are not granted an ‘Order of Discharge’ by the court.
  • Individuals of Unsound Mind: An individual is said to be unsound mind for the purpose of making a contract if, at the time when he makes it, he is incapable of understanding it and of forming a rational judgment regarding its effect upon his/her self-interest.
  • Pre-existing account holder under NPS