BENEFITS OF NPS

  • Lowest cost option for planning retirement.
  • Lower transaction cost
  • Efficiency in operations
  • Pension contribution invested by professional PFMs.
  • Fund Management Charges > Govt NPS Architecture.
  • Regulatory efficiency
  • You can choose to invest upto 100% of your pension wealth to purchase the annuity.
  • Offers Portability: account can be operated from anywhere in the country.
  • After you retire at the age of 60, you may choose to purchase an annuity for an amount 40% or greater than 40% else withdraw the remaining pension wealth in lump sum.
  • You have an option of selecting an annuity which will pay a survivor pension to your spouse.